Credit Analyst

Company: Ag Resource Management, LLC
Location: Garner
Posted on: May 28, 2023

Job Description:

The Credit Analyst supports their local market by providing portfolio management overview, underwriting analysis and recommendations to the loan committees. In this constantly changing industry, where meeting the needs of the farmer have become increasingly challenging, our state-of-the-art underwriting platform and consultative approach to production lending truly differentiates ARM from the competition.Job Duties and ResponsibilitiesCollects, analyzes, and summarizes borrower's production and financial information into a recommendation for loan committee reviewEnsures all new and existing loans are fully compliant and fall within the Company's Loan Policy guidelinesActs as the first line of defense in managing reconciliations, identifying crop mix changes and out of compliance issuesProvides analytical review for any loan amendments or modificationsOversees the coordination of crop insurance inspections and account reconciliationsPerforms root cause analyses and assists in collections efforts of past-due loansAttends company meetings, conference calls and training(s) as necessaryPerforms other duties as assignedExperience, Qualifications and RequirementsPreferred Degree in banking, finance, accounting, statistics, or economics-related fieldMinimum 2 years' experience in a banking or finance-related fieldExperience in commercial credit underwriting / analysisCompletion of a credit training program preferredExperience in agriculture a plusSuperior Skills in Microsoft Excel, Power Point and WordStrong written and communication skillsAttention to detail a mustMotivated, self-starter with ability to adapt in a fast-paced environmentMay be required to travel on occasionPhysical DemandsThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Generally required to stand, walk, sit, use hands, handle documents, bend and stoop as needed, and reach with hands and armsRequired to use a keyboard and computer regularlySpecific vision abilities required, including that required to perform extensive computer-related workMust be able to verbally communicate with others and exchange accurate informationAbility to receive detailed information through oral communication, and to distinguish sound and perceive the nature of sounds at normal speaking levels with or without correctionWork EnvironmentThe work environment conditions described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Moderate noise (i.e., home office with computer, phone, and printers)Ability to sit at a computer for an extended period Must be able to perform all the essential duties of the job with or without reasonable accommodation.About Ag Resource ManagementAg Resource Management, LLC (ARM) is a technology-based financial solutions provider, offering innovative lending products and services to the agricultural industry. ARM's commitment to agriculture and its unique underwriting approach are unsurpassed in the industry. Our production lending and crop insurance services have helped thousands of farmers with millions of acres over the past several years.The opportunity to work at ARM includes:401(k) (Roth and Traditional options) with employer match and vestingPaid Time Off (PTO)Competitive compensation and benefits packageAg Resource Management Core Values:We Value People, We Exceed Expectations, We Grow Daily, We Have Positive Attitudes, We Equip People

Keywords: Ag Resource Management, LLC, Raleigh , Credit Analyst, Professions , Garner, North Carolina