Agricultural Commercial Underwriter II
Company: First Citizens Bank & Trust Company
Posted on: October 13, 2019
The tenured and highly respected First Citizens Bank Credit
Division is looking for a proven agricultural commercial
underwriter to join their team, adding additional support for
specifically the agricultural commercial lending teams. --This
Underwriter will provide expertise in underwriting, structuring,
servicing and documenting new and renewal credits. Day to day, the
Ag UW II will be responsible for identifying, gathering and
analyzing relevant information to assess credit risk, establish
viability of sources of repayment and determine appropriate loan
structures for large commercial ag customers. The Underwriter will
analyze credits with exposures > $750k.
He/She will act as lead underwriter in collaboration with bankers
in preparing credit approval memos with recommendations consistent
with bank policy that illustrate well-reasoned analysis.
Responsible for performing servicing reviews and support management
of the assigned portfolio to identify and minimize risk to the
Bank, the Ag UW II will provide quality customer service, including
participation in joint calls on customers, as needed.
In addition to the posted qualifications, an ideal candidate for
this opportunity would also possess the following:
? Experience working with cash and accrual basis accounting
? Diverse Ag background including knowledge of row crop and
**This role has the unique ability to be seated anywhere in the FCB
Eastern North Carolina or South Carolina footprint**
Bachelor degree with 6 years commercial lending or credit analysis
High school diploma or GED with 10 --years commercial lending or
credit analysis experience.
Strong PC, software and financial analysis skills
Ability to thoroughly analyze complex credits on an independent
Excellent knowledge of financial accounting, loan structuring,
commercial products and services, loan documentation requirements,
legal issues, credit grades, credit processes, etc. to support
larger and more complex credit requests
Excellent written and oral communications skills
Ability to properly assess issues related to a credit request and
present them clearly and accurately
Ability to collaborate across multiple functional areas (e.g.
credit, banker, credit risk, audit) and Regions
Ability to excel in a team environment
Ability to prioritize and manage multiple tasks concurrently
Ability to travel if needed
Founded in 1898 and headquartered in Raleigh, N.C., First Citizens
Bank serves customers in 18 states and the District of Columbia.
For over 100 years, customers have trusted First Citizens with
their money --- and their futures. Today, First Citizens is the
largest family-controlled bank in the nation and the sixth-largest
bank franchise headquartered in the Southeast with more than $30
billion in assets. We employ more than 6,000 associates who are
focused on helping our customers achieve a lifetime of success.
First Citizens operates more than 570 branches in Arizona,
California, Colorado, District of Columbia, Florida, Georgia,
Kansas, Maryland, New Mexico, Missouri, North Carolina, Oklahoma,
Oregon, South Carolina, Tennessee, Texas, Virginia, Washington and
West Virginia.First Citizens Bank. Forever First--. Member
FDIC.Equal Opportunity/Affirmative Action
Employer/Minority/Female/Disability/VeteranIf you need special
assistance or an accommodation in applying for employment at First
Citizens Bank, please contact our Human Resources department.
Keywords: First Citizens Bank & Trust Company, Raleigh , Agricultural Commercial Underwriter II, Other , Raleigh, North Carolina
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