Mortgage Banker
Company: First Citizens Bank
Location: Selma
Posted on: May 7, 2024
Job Description:
Overview: This position sells and services mortgage loans for
the Bank. Builds a high quality pipeline of residential mortgage
loan applications through a variety of sales techniques, responsive
client service, and strong relationships with referral sources.
Prequalifies loan applicants by evaluating their financial position
and recommending appropriate products. Streamlines mortgage loan
processing by submitting loan packages that are accurate, complete,
and meet all investor and company requirements. Works closely with
processing partners to manage the progression of loans through the
loan process, providing updates and answering inquiries from
clients to uphold service and quality standards.
Responsibilities:
- Sales - Accomplishes mortgage loan production goals by
initiating sales calls, conducting presentations, participating in
networking activities, and other sales techniques. Utilizes
referral sources to create sales opportunities, solidifying
relationships with bank partners and enhancing the referral process
for all involved parties.
- Loan Processing - Interviews applicants to assess their needs,
evaluate their financial position, and identify appropriate product
offerings. Utilizes information to facilitate a complete and
thorough loan application, prequalifying applicants, obtaining all
required documents, and submitting a detailed loan
application.
- Loan Support - Manages the progression of loans throughout the
loan process. Ensures adherence to regulatory and corporate
guidelines, and that quality and service standards are upheld.
Provides updates and responds to client inquiries. Works closely
with processing support on follow up on all necessary conditions or
stipulations per investor and company requirements.
- Relationship Development - Establishes a rapport with clients
to identify business needs and leverage sales opportunities. Builds
and maintains a strong network with both internal and external
referral sources. Qualifications:
Bachelor's Degree
OR High School Diploma or GED and 1
years of experience in Mortgage Loan Originator
License or Certification Type: Must
complete federal registration and annual renewal as required by the
SAFE Act. Required, Must possess a valid driver's license. Position
requires frequent driving to other offices, bank customers, etc.
Bank car not provided. Required
Skill(s): Effective in public
settings
Preferred: Based in North
Carolina
Keywords: First Citizens Bank, Raleigh , Mortgage Banker, Other , Selma, North Carolina
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